{"id":27621,"date":"2025-06-27T09:04:53","date_gmt":"2025-06-27T03:34:53","guid":{"rendered":"https:\/\/www.thegreatnews.in\/?p=27621"},"modified":"2025-06-27T09:06:00","modified_gmt":"2025-06-27T03:36:00","slug":"credit-card-comparison-2025-top-credit-card-of-india-and-america-which-best","status":"publish","type":"post","link":"https:\/\/www.thegreatnews.in\/?p=27621","title":{"rendered":"Credit Card Comparison 2025: \u092d\u093e\u0930\u0924 \u0914\u0930 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u0915\u0947 \u091f\u0949\u092a \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u2013 \u0915\u094c\u0928 \u0938\u093e \u0938\u092c\u0938\u0947 \u092c\u0947\u0939\u0924\u0930?"},"content":{"rendered":"

Credit Card Comparison 2025: \u092d\u093e\u0930\u0924 \u0914\u0930 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u0915\u0947 \u091f\u0949\u092a \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u2013 \u0915\u094c\u0928 \u0938\u093e \u0938\u092c\u0938\u0947 \u092c\u0947\u0939\u0924\u0930?<\/strong><\/em><\/p>\n

 <\/p>\n

\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0906\u091c \u0938\u093f\u0930\u094d\u092b \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u093e \u091c\u0930\u093f\u092f\u093e \u0928\u0939\u0940\u0902 \u092c\u0932\u094d\u0915\u093f \u090f\u0915 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u091f\u0942\u0932 \u092c\u0928 \u091a\u0941\u0915\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 2025 \u092e\u0947\u0902 \u0926\u0930\u094d\u091c\u0928\u094b\u0902 \u0928\u090f \u0915\u093e\u0930\u094d\u0921 \u0932\u0949\u0928\u094d\u091a \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0935\u093e\u0932 \u092f\u0939\u0940 \u0939\u0948: \u0915\u094c\u0928 \u0938\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u092b\u093e\u092f\u0926\u0947 \u0935\u093e\u0932\u093e \u0939\u0948?<\/p>\n

\u091a\u093e\u0939\u0947 \u0906\u092a \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0939\u094b\u0902 \u092f\u093e \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902, \u0938\u0939\u0940 \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0928\u093e \u0906\u092a\u0915\u0940 \u0915\u092e\u093e\u0908, \u092c\u091a\u0924 \u0914\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u2013 \u0924\u0940\u0928\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n

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—<\/p>\n

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\ud83d\udd0d \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0924\u0947 \u0938\u092e\u092f \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0947\u0902?<\/p>\n

 <\/p>\n

1. Annual Fees \u2013 \u0936\u0942\u0928\u094d\u092f \u0936\u0941\u0932\u094d\u0915 \u092f\u093e \u0935\u093e\u091c\u093f\u092c \u092b\u0940\u0938?<\/p>\n

 <\/p>\n

 <\/p>\n

2. Cashback vs Rewards \u2013 \u0906\u092a\u0915\u094b \u0915\u094d\u092f\u093e \u091a\u093e\u0939\u093f\u090f?<\/p>\n

 <\/p>\n

 <\/p>\n

3. International Use \u2013 \u0915\u094d\u092f\u093e \u0935\u093f\u0926\u0947\u0936 \u092e\u0947\u0902 \u092d\u0940 \u092e\u093e\u0928\u094d\u092f \u0939\u0948?<\/p>\n

 <\/p>\n

 <\/p>\n

4. Interest Rate (APR) \u2013 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0916\u0930\u094d\u091a \u092a\u0930 \u0915\u093f\u0924\u0928\u093e \u092c\u094d\u092f\u093e\u091c \u0932\u0917\u0947\u0917\u093e?<\/p>\n

 <\/p>\n

 <\/p>\n

5. Joining Benefits \u2013 Signup bonus \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902?<\/p>\n

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 <\/p>\n

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—<\/p>\n

 <\/p>\n

\ud83c\uddee\ud83c\uddf3 \u092d\u093e\u0930\u0924 \u0915\u0947 \u091f\u0949\u092a \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921\u094d\u0938 2025<\/p>\n

 <\/p>\n

1. Axis Bank ACE Credit Card<\/p>\n

 <\/p>\n

Cashback: 5% Google Pay \u0938\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u092a\u0930<\/p>\n

 <\/p>\n

Annual Fee: \u20b9499 (\u092a\u0939\u0932\u0947 \u0938\u093e\u0932 \u092b\u094d\u0930\u0940)<\/p>\n

 <\/p>\n

Best For: Online \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947<\/p>\n

 <\/p>\n

 <\/p>\n

2. HDFC Regalia Credit Card<\/p>\n

 <\/p>\n

Rewards: \u20b9150 \u092a\u0930 4 \u092a\u094d\u0935\u093e\u0907\u0902\u091f<\/p>\n

 <\/p>\n

Airport Lounge Access: \u092b\u094d\u0930\u0940<\/p>\n

 <\/p>\n

Best For: Travel \u0914\u0930 Dining<\/p>\n

 <\/p>\n

 <\/p>\n

3. SBI SimplyCLICK Credit Card<\/p>\n

 <\/p>\n

Cashback: Amazon, Flipkart \u092a\u0930 Extra<\/p>\n

 <\/p>\n

Fee: \u20b9499<\/p>\n

 <\/p>\n

Best For: Beginners \u0914\u0930 Online Shopping<\/p>\n

 <\/p>\n

 <\/p>\n

4. ICICI Amazon Pay Credit Card<\/p>\n

 <\/p>\n

Fee: Lifetime Free<\/p>\n

 <\/p>\n

Cashback: Amazon Prime \u092f\u0942\u091c\u093c\u0930 \u0915\u094b 5% \u0924\u0915<\/p>\n

 <\/p>\n

Best For: Amazon \u092f\u0942\u091c\u093c\u0930\u094d\u0938<\/p>\n

 <\/p>\n

 <\/p>\n

5. IDFC FIRST Millennia Credit Card<\/p>\n

 <\/p>\n

Interest: 0.75% \u0938\u0947 \u0936\u0941\u0930\u0942<\/p>\n

 <\/p>\n

Annual Fee: Nil<\/p>\n

 <\/p>\n

Best For: Low interest seekers<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

—<\/p>\n

 <\/p>\n

\ud83c\uddfa\ud83c\uddf8 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u0915\u0947 \u092c\u0947\u0938\u094d\u091f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921\u094d\u0938 2025<\/p>\n

 <\/p>\n

1. Chase Sapphire Preferred\u00ae Card<\/p>\n

 <\/p>\n

Welcome Bonus: $750+<\/p>\n

 <\/p>\n

Travel Rewards: Great for flights & hotels<\/p>\n

 <\/p>\n

Annual Fee: $95<\/p>\n

 <\/p>\n

Best For: Frequent Travelers<\/p>\n

 <\/p>\n

 <\/p>\n

2. American Express Blue Cash Preferred\u00ae<\/p>\n

 <\/p>\n

Cashback: 6% on groceries, 3% on fuel<\/p>\n

 <\/p>\n

Annual Fee: $95<\/p>\n

 <\/p>\n

Best For: Families<\/p>\n

 <\/p>\n

 <\/p>\n

3. Discover it\u00ae Cash Back<\/p>\n

 <\/p>\n

Cashback: 5% rotating categories<\/p>\n

 <\/p>\n

Intro Offer: First year cashback match<\/p>\n

 <\/p>\n

Annual Fee: $0<\/p>\n

 <\/p>\n

Best For: Overall Savings<\/p>\n

 <\/p>\n

 <\/p>\n

4. Capital One Quicksilver<\/p>\n

 <\/p>\n

Flat Cashback: 1.5% on all purchases<\/p>\n

 <\/p>\n

Foreign Fees: No foreign transaction fee<\/p>\n

 <\/p>\n

Best For: International Users<\/p>\n

 <\/p>\n

 <\/p>\n

5. Citi\u00ae Double Cash Card<\/p>\n

 <\/p>\n

Cashback: 2% (1% on purchase, 1% on payment)<\/p>\n

 <\/p>\n

Annual Fee: $0<\/p>\n

 <\/p>\n

Best For: Simple earners<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

—<\/p>\n

 <\/p>\n

\ud83d\udcca \u0924\u0941\u0932\u0928\u093e \u0924\u093e\u0932\u093f\u0915\u093e: \u092d\u093e\u0930\u0924 \u092c\u0928\u093e\u092e \u0905\u092e\u0947\u0930\u093f\u0915\u093e<\/p>\n

 <\/p>\n

\u092b\u0940\u091a\u0930 \/ \u0915\u093e\u0930\u094d\u0921 \u092d\u093e\u0930\u0924 (Axis ACE) \u0905\u092e\u0947\u0930\u093f\u0915\u093e (Chase Sapphire)<\/p>\n

 <\/p>\n

Cashback\/Rewards 5% Google Pay 2x on Travel & Dining<\/p>\n

Annual Fee \u20b9499 (~$6) $95<\/p>\n

International Use \u0938\u0940\u092e\u093f\u0924 Global Accepted<\/p>\n

Welcome Bonus Moderate High ($750+)<\/p>\n

Lounge Access Yes Yes (with Priority Pass)<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

—<\/p>\n

 <\/p>\n

\ud83d\udca1 Expert Tips:<\/p>\n

 <\/p>\n

\u0905\u0917\u0930 \u0906\u092a \u0907\u0902\u0921\u093f\u092f\u093e \u092e\u0947\u0902 \u0939\u0948\u0902, \u0924\u094b \u0915\u092e annual fee \u0914\u0930 \u091c\u094d\u092f\u093e\u0926\u093e cashback \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902\u0964<\/p>\n

 <\/p>\n

\u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 international travel \u092f\u093e dining \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b Chase \u092f\u093e Amex \u092c\u0947\u0938\u094d\u091f \u0930\u0939\u0947\u0917\u093e\u0964<\/p>\n

 <\/p>\n

Signup Bonus \u0914\u0930 0% Intro APR \u0935\u093e\u0932\u093e \u0915\u093e\u0930\u094d\u0921 \u0936\u0949\u092a\u093f\u0902\u0917 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f ideal \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n

 <\/p>\n

Secure Credit Card \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902 \u0905\u0917\u0930 \u0928\u092f\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092c\u0928\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

—<\/p>\n

 <\/p>\n

\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937:<\/p>\n

 <\/p>\n

2025 \u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0938\u093f\u0930\u094d\u092b \u092a\u094d\u0932\u093e\u0938\u094d\u091f\u093f\u0915 \u0915\u093e \u091f\u0941\u0915\u0921\u093c\u093e \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092a\u0948\u0938\u0947 \u0915\u092e\u093e\u0928\u0947 \u0914\u0930 \u0938\u0947\u0935\u093f\u0902\u0917 \u0915\u0930\u0928\u0947 \u0915\u093e \u091c\u0930\u093f\u092f\u093e \u0939\u0948\u0964 \u090a\u092a\u0930 \u0926\u093f\u090f \u0917\u090f \u0915\u093e\u0930\u094d\u0921\u094d\u0938 \u092e\u0947\u0902 \u0938\u0947 \u0905\u092a\u0928\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0914\u0930 \u0932\u093e\u0907\u092b\u0938\u094d\u091f\u093e\u0907\u0932 \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 \u0938\u0939\u0940 \u0915\u093e\u0930\u094d\u0921 \u091a\u0941\u0928\u0947\u0902 \u0914\u0930 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u092b\u094d\u0930\u0940\u0921\u092e \u0915\u0940 \u0913\u0930 \u090f\u0915 \u0915\u0926\u092e \u0906\u0917\u0947 \u092c\u0922\u093c\u093e\u090f\u0902\u0964<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Credit Card Comparison 2025: \u092d\u093e\u0930\u0924 \u0914\u0930 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u0915\u0947 \u091f\u0949\u092a \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u2013 \u0915\u094c\u0928 \u0938\u093e \u0938\u092c\u0938\u0947 \u092c\u0947\u0939\u0924\u0930?   \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0906\u091c…<\/p>\n","protected":false},"author":1,"featured_media":27622,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[59],"tags":[],"class_list":["post-27621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bharat"],"author_meta":{"display_name":"THE GREAT NEWS","author_link":"https:\/\/www.thegreatnews.in\/about"},"featured_img":"https:\/\/www.thegreatnews.in\/\/wp-content\/uploads\/2025\/06\/file_00000000b70461f895129213c48d0f6d-300x300.png","coauthors":[],"tax_additional":{"categories":{"linked":["\u092d\u093e\u0930\u0924<\/a>"],"unlinked":["\u092d\u093e\u0930\u0924<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on June 27, 2025","modified":"Updated on June 27, 2025"},"absolute_dates_time":{"created":"Posted on June 27, 2025 9:04 am","modified":"Updated on June 27, 2025 9:06 am"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/27621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27621"}],"version-history":[{"count":1,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/27621\/revisions"}],"predecessor-version":[{"id":27623,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/27621\/revisions\/27623"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/media\/27622"}],"wp:attachment":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}