{"id":27910,"date":"2025-06-30T00:54:01","date_gmt":"2025-06-29T19:24:01","guid":{"rendered":"https:\/\/www.thegreatnews.in\/?p=27910"},"modified":"2025-06-30T00:54:41","modified_gmt":"2025-06-29T19:24:41","slug":"best-term-insurance-plans-in-india-2025","status":"publish","type":"post","link":"https:\/\/www.thegreatnews.in\/?p=27910","title":{"rendered":"Best Term Insurance Plans in India 2025"},"content":{"rendered":"

Best Term Insurance Plans in India 2025<\/strong><\/p>\n

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\u0905\u0917\u0930 \u0906\u092a \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u091f\u0930\u094d\u092e \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092a\u094d\u0932\u093e\u0928 \u0938\u092c\u0938\u0947 \u0938\u0930\u0932 \u0914\u0930 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u0930\u0940\u0915\u093e \u0939\u0948\u0964 2025 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0940 \u092c\u0921\u093c\u0940 \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0910\u0938\u0940 \u092a\u0949\u0932\u093f\u0938\u0940 \u0911\u092b\u0930 \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948\u0902 \u091c\u094b \u0915\u092e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092e\u0947\u0902 \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u093e \u0915\u0935\u0930 \u0926\u0947\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0939\u093e\u0902 \u0939\u092e \u091f\u0949\u092a 5 \u0938\u092c\u0938\u0947 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u091f\u0930\u094d\u092e \u092a\u094d\u0932\u093e\u0928\u094d\u0938 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902 \u091c\u094b \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u092d\u0940 \u0939\u0948\u0902 \u0914\u0930 \u0915\u094d\u0932\u0947\u092e \u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0930\u0947\u0936\u094d\u092f\u094b \u092d\u0940 \u0905\u091a\u094d\u091b\u093e \u0939\u0948\u0964<\/p>\n

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—<\/p>\n

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1. LIC Tech Term Plan (Table 854)<\/p>\n

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\u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0940 \u0915\u0902\u092a\u0928\u0940<\/p>\n

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Pure term plan \u2014 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947<\/p>\n

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\u20b91 \u0915\u0930\u094b\u0921\u093c \u0915\u093e \u0915\u0935\u0930 \u20b910,000 \u0938\u0947 \u0915\u092e \u0938\u093e\u0932\u093e\u0928\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092e\u0947\u0902<\/p>\n

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Claim Settlement Ratio: 98.5%<\/p>\n

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Online \u0906\u0935\u0947\u0926\u0928 \u0909\u092a\u0932\u092c\u094d\u0927<\/p>\n

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—<\/p>\n

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2. HDFC Click 2 Protect Life<\/p>\n

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\u0932\u093e\u0907\u092b \u0915\u0935\u0930 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 Critical Illness \u0914\u0930 Waiver Add-ons<\/p>\n

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\u20b91 \u0915\u0930\u094b\u0921\u093c \u0915\u093e \u0915\u0935\u0930 \u20b98,000\u2013\u20b912,000 \u092e\u0947\u0902<\/p>\n

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Claim Settlement Ratio: 98.7%<\/p>\n

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Riders: Accidental Death Benefit, Income Option<\/p>\n

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—<\/p>\n

 <\/p>\n

3. Max Life Smart Secure Plus Plan<\/p>\n

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Family income benefit \u0915\u0947 \u0938\u093e\u0925<\/p>\n

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Optional return of premium (ROP)<\/p>\n

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\u20b91 \u0915\u0930\u094b\u0921\u093c \u0915\u093e \u0915\u0935\u0930 \u20b99,500\u2013\u20b913,000 \u092e\u0947\u0902<\/p>\n

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Claim Settlement Ratio: 99.35%<\/p>\n

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—<\/p>\n

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4. ICICI Pru iProtect Smart<\/p>\n

 <\/p>\n

Covers 34 critical illnesses<\/p>\n

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Term + Life + Disability + Disease<\/p>\n

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\u20b91 \u0915\u0930\u094b\u0921\u093c \u0915\u093e \u0915\u0935\u0930 \u20b910,500 \u0938\u0947 \u0936\u0941\u0930\u0942<\/p>\n

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Claim Settlement Ratio: 98.6%<\/p>\n

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—<\/p>\n

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5. TATA AIA Sampoorna Raksha Supreme<\/p>\n

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High Sum Assured Discount<\/p>\n

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Return of Premium \u0911\u092a\u094d\u0936\u0928 \u0909\u092a\u0932\u092c\u094d\u0927<\/p>\n

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\u20b91 \u0915\u0930\u094b\u0921\u093c \u0915\u093e \u0915\u0935\u0930 \u20b99,000\u2013\u20b912,000 \u092e\u0947\u0902<\/p>\n

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Claim Settlement Ratio: 99.01%<\/p>\n

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—<\/p>\n

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\u091f\u0930\u094d\u092e \u092a\u094d\u0932\u093e\u0928 \u091a\u0941\u0928\u0924\u0947 \u0938\u092e\u092f \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902:<\/p>\n

 <\/p>\n

Claim Settlement Ratio 95% \u0938\u0947 \u090a\u092a\u0930 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f<\/p>\n

 <\/p>\n

Policy Term 60\u201375 \u0938\u093e\u0932 \u0924\u0915 \u0939\u094b<\/p>\n

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Riders \u091c\u0948\u0938\u0947 Critical Illness, Waiver of Premium, ADDB \u091c\u094b\u0921\u093c\u0947\u0902<\/p>\n

 <\/p>\n

\u0911\u0928\u0932\u093e\u0907\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u092e \u0939\u094b\u0924\u093e \u0939\u0948<\/p>\n","protected":false},"excerpt":{"rendered":"

Best Term Insurance Plans in India 2025   \u0905\u0917\u0930 \u0906\u092a \u0905\u092a\u0928\u0947 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902,…<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[59],"tags":[],"class_list":["post-27910","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bharat"],"author_meta":{"display_name":"THE GREAT NEWS","author_link":"https:\/\/www.thegreatnews.in\/about"},"featured_img":"https:\/\/www.thegreatnews.in\/\/wp-content\/uploads\/2025\/06\/file_00000000372c622f9a2ef8cf4f369db4-300x300.png","coauthors":[],"tax_additional":{"categories":{"linked":["\u092d\u093e\u0930\u0924<\/a>"],"unlinked":["\u092d\u093e\u0930\u0924<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on June 30, 2025","modified":"Updated on June 30, 2025"},"absolute_dates_time":{"created":"Posted on June 30, 2025 12:54 am","modified":"Updated on June 30, 2025 12:54 am"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/27910","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27910"}],"version-history":[{"count":1,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/27910\/revisions"}],"predecessor-version":[{"id":27912,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/27910\/revisions\/27912"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27910"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27910"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27910"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}