{"id":28083,"date":"2025-07-01T09:38:28","date_gmt":"2025-07-01T04:08:28","guid":{"rendered":"https:\/\/www.thegreatnews.in\/?p=28083"},"modified":"2025-07-01T09:38:28","modified_gmt":"2025-07-01T04:08:28","slug":"home-loan-interest-rates-july-2025-sbi-hdfc-icici-and-axis-bank-latest-rates","status":"publish","type":"post","link":"https:\/\/www.thegreatnews.in\/?p=28083","title":{"rendered":"Home Loan Interest Rates July 2025: SBI, HDFC, ICICI \u0914\u0930 Axis Bank \u0915\u0940 \u0924\u093e\u091c\u093c\u093e \u0926\u0930\u0947\u0902"},"content":{"rendered":"

Home Loan Interest Rates July 2025: SBI, HDFC, ICICI \u0914\u0930 Axis Bank \u0915\u0940 \u0924\u093e\u091c\u093c\u093e \u0926\u0930\u0947\u0902<\/strong><\/em><\/p>\n

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\u0905\u0917\u0930 \u0906\u092a 2025 \u092e\u0947\u0902 \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0940 \u0938\u094b\u091a \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u091c\u093e\u0928\u0928\u093e \u092c\u0939\u0941\u0924 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 \u0915\u093f \u0915\u093f\u0938 \u092c\u0948\u0902\u0915 \u0915\u0940 home loan interest rate \u0938\u092c\u0938\u0947 \u0915\u092e \u0939\u0948\u0964<\/p>\n

Interest rate \u0939\u0940 \u0924\u092f \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u094b EMI \u0915\u093f\u0924\u0928\u0940 \u0926\u0947\u0928\u0940 \u0939\u094b\u0917\u0940 \u0914\u0930 \u0906\u092a \u0915\u0941\u0932 \u0915\u093f\u0924\u0928\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u0947\u0902\u0917\u0947\u0964<\/p>\n

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July 2025 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 \u0938\u092d\u0940 \u092c\u0921\u093c\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0928\u0947 \u0905\u092a\u0928\u0940 \u0926\u0930\u0947\u0902 \u0905\u092a\u0921\u0947\u091f \u0915\u0930 \u0926\u0940 \u0939\u0948\u0902\u0964<\/p>\n

\u092f\u0939\u093e\u0902 \u0939\u092e \u0906\u092a\u0915\u094b \u092c\u0924\u093e\u090f\u0902\u0917\u0947 \u092d\u093e\u0930\u0924 \u0915\u0947 \u091f\u0949\u092a \u092c\u0948\u0902\u0915 \u091c\u0948\u0938\u0947 SBI, HDFC, ICICI \u0914\u0930 Axis Bank \u0915\u0940 \u0932\u0947\u091f\u0947\u0938\u094d\u091f home loan interest rates \u0914\u0930 comparison chart\u0964<\/p>\n

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\ud83d\udcc9 Latest Home Loan Interest Rates (July 2025):<\/p>\n

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Bank Name Interest Rate (p.a.) Processing Fees Tenure<\/p>\n

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SBI 8.30% \u2013 9.05% 0.35% (Max \u20b910,000) Up to 30 Years<\/p>\n

HDFC Ltd 8.45% \u2013 9.25% Up to \u20b93,000 + GST Up to 30 Years<\/p>\n

ICICI Bank 8.60% \u2013 9.40% \u20b93,000 \u2013 \u20b95,000 Up to 30 Years<\/p>\n

Axis Bank 8.75% \u2013 9.50% \u20b910,000 + GST Up to 30 Years<\/p>\n

Bank of Baroda 8.25% \u2013 9.15% \u20b98,500 Flat Up to 30 Years<\/p>\n

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\ud83c\udfe0 Home Loan Eligibility Factors:<\/p>\n

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CIBIL Score 750+<\/p>\n

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Age 21 to 60 Years<\/p>\n

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Stable Income (Salaried\/Self-Employed)<\/p>\n

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Minimum \u20b925,000\/month net salary<\/p>\n

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Property valuation report<\/p>\n

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\ud83e\uddfe Types of Interest Rate:<\/p>\n

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Fixed Rate: \u092a\u0942\u0930\u0940 tenure \u092e\u0947\u0902 rate fix \u0930\u0939\u0947\u0917\u093e<\/p>\n

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Floating Rate: Market \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u090a\u092a\u0930-\u0928\u0940\u091a\u0947 \u0939\u094b\u0924\u093e \u0930\u0939\u0947\u0917\u093e<\/p>\n

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\u2705 Floating rate usually cheaper in long-term<\/p>\n

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\ud83d\udcca How to Choose Best Home Loan in 2025?<\/p>\n

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1. Compare processing fees + interest<\/p>\n

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2. Check foreclosure\/part-prepayment charges<\/p>\n

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3. Choose lowest EMI with longest tenure<\/p>\n

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4. Check online EMI calculator<\/p>\n

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5. Prefer banks with transparent terms (like SBI\/HDFC)<\/p>\n

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\ud83d\udca1 Bonus Tip:<\/p>\n

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\u0905\u0917\u0930 \u0906\u092a government employee \u0939\u0948\u0902 \u092f\u093e \u092e\u0939\u093f\u0932\u093e applicant \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b special discount \u092e\u093f\u0932 \u0938\u0915\u0924\u093e \u0939\u0948 interest rate \u092e\u0947\u0902\u0964<\/p>\n

\u0907\u0938\u0915\u0947 \u0932\u093f\u090f loan \u0932\u0947\u0924\u0947 \u0938\u092e\u092f female co-applicant \u091c\u0930\u0942\u0930 \u091c\u094b\u0921\u093c\u0947\u0902\u0964<\/p>\n

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Home loan EMI \u0906\u092a\u0915\u0940 \u091c\u093c\u093f\u0902\u0926\u0917\u0940 \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e monthly \u0916\u0930\u094d\u091a \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n

\u0907\u0938\u0932\u093f\u090f July 2025 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0930 \u0938\u0939\u0940 \u092c\u0948\u0902\u0915 \u091a\u0941\u0928\u0928\u093e \u0906\u092a\u0915\u0940 long-term savings \u0915\u0947 \u0932\u093f\u090f \u092c\u0939\u0941\u0924 \u091c\u093c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n

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\ud83d\udccc Compare Smartly, Borrow Wisely!<\/p>\n","protected":false},"excerpt":{"rendered":"

Home Loan Interest Rates July 2025: SBI, HDFC, ICICI \u0914\u0930 Axis Bank \u0915\u0940 \u0924\u093e\u091c\u093c\u093e \u0926\u0930\u0947\u0902         \u0905\u0917\u0930…<\/p>\n","protected":false},"author":1,"featured_media":28084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[59],"tags":[],"class_list":["post-28083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bharat"],"author_meta":{"display_name":"THE GREAT NEWS","author_link":"https:\/\/www.thegreatnews.in\/about"},"featured_img":"https:\/\/www.thegreatnews.in\/\/wp-content\/uploads\/2025\/07\/Home-Loan-Interest-Rates-2025-min-300x169.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["\u092d\u093e\u0930\u0924<\/a>"],"unlinked":["\u092d\u093e\u0930\u0924<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on July 1, 2025","modified":"Updated on July 1, 2025"},"absolute_dates_time":{"created":"Posted on July 1, 2025 9:38 am","modified":"Updated on July 1, 2025 9:38 am"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/28083","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28083"}],"version-history":[{"count":1,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/28083\/revisions"}],"predecessor-version":[{"id":28085,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/28083\/revisions\/28085"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/media\/28084"}],"wp:attachment":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28083"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}