{"id":28581,"date":"2025-07-04T22:49:41","date_gmt":"2025-07-04T17:19:41","guid":{"rendered":"https:\/\/www.thegreatnews.in\/?p=28581"},"modified":"2025-07-04T22:49:41","modified_gmt":"2025-07-04T17:19:41","slug":"28581","status":"publish","type":"post","link":"https:\/\/www.thegreatnews.in\/?p=28581","title":{"rendered":""},"content":{"rendered":"<p><strong>Avenger \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0948\u0938\u0947 \u0938\u0941\u0927\u093e\u0930\u0947\u0902? (2025 \u0917\u093e\u0907\u0921 \u2013 NRI \u0914\u0930 \u0928\u094d\u092f\u0942\u0915\u092e\u0930\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f<\/strong>)<\/p>\n<p>&nbsp;<\/p>\n<p>\u0935\u0949\u0936\u093f\u0902\u0917\u091f\u0928 \u0921\u0940.\u0938\u0940., 4 \u091c\u0941\u0932\u093e\u0908 2025 \u2013 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u090f\u0915 \u0905\u091a\u094d\u091b\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0939\u094b\u0928\u093e \u0928 \u0915\u0947\u0935\u0932 \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u0940 \u0930\u0947\u0902\u091f\u093f\u0902\u0917 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928, \u092c\u0940\u092e\u093e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e, \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0905\u092a\u094d\u0930\u0942\u0935\u0932 \u0914\u0930 \u092f\u0939\u093e\u0902 \u0924\u0915 \u0915\u093f \u0928\u094c\u0915\u0930\u0940 \u092a\u0930 \u092d\u0940 \u0905\u0938\u0930 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a NRI \u0939\u0948\u0902 \u092f\u093e \u0905\u092d\u0940-\u0905\u092d\u0940 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0906\u090f \u0939\u0948\u0902 \u0914\u0930 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0936\u0942\u0928\u094d\u092f \u092f\u093e \u0915\u092e \u0939\u0948, \u0924\u094b \u0918\u092c\u0930\u093e\u090f\u0902 \u0928\u0939\u0940\u0902\u0964 2025 \u092e\u0947\u0902 \u0915\u0941\u091b \u0906\u0938\u093e\u0928 \u0938\u094d\u091f\u0947\u092a\u094d\u0938 \u0905\u092a\u0928\u093e\u0915\u0930 \u0906\u092a 3 \u0938\u0947 6 \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 700+ \u0938\u094d\u0915\u094b\u0930 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948?<\/p>\n<p>&nbsp;<\/p>\n<p>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u090f\u0915 3-\u0905\u0902\u0915\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e \u0939\u094b\u0924\u0940 \u0939\u0948 (300 \u0938\u0947 850 \u0915\u0947 \u092c\u0940\u091a), \u091c\u094b \u092c\u0924\u093e\u0924\u0940 \u0939\u0948 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0909\u0927\u093e\u0930\u0940 \u0938\u092e\u092f \u092a\u0930 \u091a\u0941\u0915\u093e\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e \u0928\u0939\u0940\u0902\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>700+ \u0938\u094d\u0915\u094b\u0930: \u0905\u091a\u094d\u091b\u093e<\/p>\n<p>&nbsp;<\/p>\n<p>750+ \u0938\u094d\u0915\u094b\u0930: \u092c\u0947\u0939\u0924\u0930\u0940\u0928<\/p>\n<p>&nbsp;<\/p>\n<p>600 \u0938\u0947 \u0915\u092e: \u0938\u0941\u0927\u093e\u0930 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>2025 \u092e\u0947\u0902 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0938\u0941\u0927\u093e\u0930\u0928\u0947 \u0915\u0947 7 \u0905\u0938\u0930\u0926\u093e\u0930 \u0924\u0930\u0940\u0915\u0947<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>1. Secured Credit Card \u0932\u0947\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u092c\u093f\u0928\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0915\u0947 \u092e\u093f\u0932 \u091c\u093e\u0924\u093e \u0939\u0948<\/p>\n<p>&nbsp;<\/p>\n<p>$200\u2013$500 \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0921\u093f\u092a\u0949\u091c\u093f\u091f \u092a\u0930 \u0915\u093e\u0930\u094d\u0921 \u092e\u093f\u0932\u0924\u093e \u0939\u0948<\/p>\n<p>&nbsp;<\/p>\n<p>\u0938\u092e\u092f \u092a\u0930 \u092c\u093f\u0932 \u091a\u0941\u0915\u093e\u090f\u0902 \u2192 \u0938\u094d\u0915\u094b\u0930 \u092c\u0922\u093c\u0947\u0917\u093e<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>2. Authorized User \u092c\u0928\u0947\u0902 (Family\/Friend \u0915\u0947 \u0915\u093e\u0930\u094d\u0921 \u092a\u0930)<\/p>\n<p>&nbsp;<\/p>\n<p>\u0915\u093f\u0938\u0940 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0915\u093e\u0930\u094d\u0921 \u092e\u0947\u0902 \u0905\u092a\u0928\u093e \u0928\u093e\u092e \u091c\u094b\u0921\u093c\u0935\u093e\u090f\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u0909\u0928\u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0939\u093f\u0938\u094d\u091f\u094d\u0930\u0940 \u0915\u093e \u092b\u093e\u092f\u0926\u093e \u0906\u092a\u0915\u0947 \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u092d\u0940 \u092e\u093f\u0932\u0947\u0917\u093e<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>3. \u0915\u092e \u0916\u0930\u094d\u091a, \u092a\u0942\u0930\u093e \u092d\u0941\u0917\u0924\u093e\u0928 (Low Utilization)<\/p>\n<p>&nbsp;<\/p>\n<p>\u0915\u093e\u0930\u094d\u0921 \u0932\u093f\u092e\u093f\u091f \u0915\u093e 30% \u0938\u0947 \u0915\u092e \u0916\u0930\u094d\u091a \u0915\u0930\u0947\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u0914\u0930 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u092a\u0942\u0930\u093e \u092c\u093f\u0932 \u091a\u0941\u0915\u093e\u090f\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>4. Bill \u0914\u0930 EMI \u0938\u092e\u092f \u092a\u0930 \u091a\u0941\u0915\u093e\u090f\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u090f\u0915 \u092d\u0940 \u0932\u0947\u091f \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0947 \u0938\u094d\u0915\u094b\u0930 \u092a\u0930 \u092c\u0941\u0930\u093e \u0905\u0938\u0930<\/p>\n<p>&nbsp;<\/p>\n<p>\u0911\u091f\u094b-\u092a\u0947 \u0938\u0947\u091f \u0915\u0930\u0947\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>5. Experian Boost \u091c\u0948\u0938\u0947 \u091f\u0942\u0932\u094d\u0938 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0947\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>Netflix, \u092c\u093f\u091c\u0932\u0940 \u092c\u093f\u0932, \u092e\u094b\u092c\u093e\u0907\u0932 \u091c\u0948\u0938\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u092d\u0940 \u0938\u094d\u0915\u094b\u0930 \u092e\u0947\u0902 \u0917\u093f\u0928\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u092f\u0939 \u0938\u094d\u0915\u094b\u0930 \u0924\u0947\u091c\u0940 \u0938\u0947 \u090a\u092a\u0930 \u0932\u093e\u0924\u093e \u0939\u0948<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>6. Credit-builder Apps \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0947\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u091c\u0948\u0938\u0947 \u0915\u093f Self, Grow Credit, Kikoff<\/p>\n<p>&nbsp;<\/p>\n<p>\u092f\u0947 \u091b\u094b\u091f\u0947 EMI \u092a\u094d\u0932\u093e\u0928 \u0938\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>7. Hard Inquiries \u0938\u0947 \u092c\u091a\u0947\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u092c\u0939\u0941\u0924 \u091c\u094d\u092f\u093e\u0926\u093e \u092c\u093e\u0930 \u0932\u094b\u0928 \u092f\u093e \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0928\u093e \u0928\u0941\u0915\u0938\u093e\u0928\u0926\u093e\u092f\u0915 \u0939\u0948<\/p>\n<p>&nbsp;<\/p>\n<p>\u0915\u0947\u0935\u0932 \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0939\u0940 \u0905\u092a\u094d\u0932\u093e\u0908 \u0915\u0930\u0947\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>NRI \u0914\u0930 Newcomers \u0915\u0947 \u0932\u093f\u090f \u0916\u093e\u0938 \u0938\u0932\u093e\u0939:<\/p>\n<p>&nbsp;<\/p>\n<p>\u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092a\u0939\u0941\u0902\u091a\u0924\u0947 \u0939\u0940 ITIN \u092f\u093e SSN \u092c\u0928\u0935\u093e\u090f\u0902<\/p>\n<p>&nbsp;<\/p>\n<p>\u0907\u0902\u0921\u093f\u092f\u093e \u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u093e \u092f\u0939\u093e\u0902 \u0915\u094b\u0908 \u0905\u0938\u0930 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e<\/p>\n<p>&nbsp;<\/p>\n<p>\u0936\u0941\u0930\u0941\u0906\u0924\u0940 6 \u092e\u0939\u0940\u0928\u0947 \u0938\u093f\u0930\u094d\u092b \u092c\u093f\u0932 \u0938\u092e\u092f \u092a\u0930 \u092d\u0930\u0947\u0902 \u0914\u0930 \u0932\u093f\u092e\u093f\u091f \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u0938\u0947 \u0915\u0930\u0947\u0902<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avenger \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0948\u0938\u0947 \u0938\u0941\u0927\u093e\u0930\u0947\u0902? (2025 \u0917\u093e\u0907\u0921 \u2013 NRI \u0914\u0930 \u0928\u094d\u092f\u0942\u0915\u092e\u0930\u094d\u0938 \u0915\u0947 \u0932\u093f\u090f) &nbsp; \u0935\u0949\u0936\u093f\u0902\u0917\u091f\u0928 \u0921\u0940.\u0938\u0940., 4&hellip;<\/p>\n","protected":false},"author":1,"featured_media":28582,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[59],"tags":[],"class_list":["post-28581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bharat"],"author_meta":{"display_name":"THE GREAT NEWS","author_link":"https:\/\/www.thegreatnews.in\/about"},"featured_img":"https:\/\/www.thegreatnews.in\/\/wp-content\/uploads\/2025\/07\/credit_score_4_1751020858787_1751020864928-1-300x203.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.thegreatnews.in\/?cat=59\" class=\"advgb-post-tax-term\">\u092d\u093e\u0930\u0924<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">\u092d\u093e\u0930\u0924<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on July 4, 2025","modified":"Updated on July 4, 2025"},"absolute_dates_time":{"created":"Posted on July 4, 2025 10:49 pm","modified":"Updated on July 4, 2025 10:49 pm"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/28581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28581"}],"version-history":[{"count":1,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/28581\/revisions"}],"predecessor-version":[{"id":28583,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/28581\/revisions\/28583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/media\/28582"}],"wp:attachment":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}