{"id":31849,"date":"2025-07-22T01:42:01","date_gmt":"2025-07-21T20:12:01","guid":{"rendered":"https:\/\/www.thegreatnews.in\/?p=31849"},"modified":"2025-07-22T01:42:02","modified_gmt":"2025-07-21T20:12:02","slug":"credit-card-vs-debit-card-what-is-the-right-way-to-spend-money-in-2025","status":"publish","type":"post","link":"https:\/\/www.thegreatnews.in\/?p=31849","title":{"rendered":"Credit Card vs Debit Card \u2013 \u092a\u0948\u0938\u093e \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u093e \u0915\u094d\u092f\u093e \u0939\u0948 2025 \u092e\u0947\u0902"},"content":{"rendered":"<p><strong>Credit Card vs Debit Card \u2013 \u092a\u0948\u0938\u093e \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u093e \u0915\u094d\u092f\u093e \u0939\u0948 2025 \u092e\u0947\u0902<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u0905\u0917\u0930 \u0906\u092a \u092d\u0940 confused \u0930\u0939\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f &#8220;Credit card lena \u0938\u0939\u0940 \u0939\u0948 \u092f\u093e debit card \u0939\u0940 \u092c\u0947\u0939\u0924\u0930 \u0939\u0948?&#8221;, &#8220;Credit card \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u092b\u093e\u092f\u0926\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e \u0928\u0941\u0915\u0938\u093e\u0928?&#8221; \u092f\u093e \u092b\u093f\u0930 &#8220;Debit card use \u0915\u0930\u0928\u093e safe \u0939\u0948 \u092f\u093e outdated?&#8221; \u0924\u094b \u0907\u0938 \u0916\u092c\u0930 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u093f\u090f \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0939\u092e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0948\u0902 2025 \u092e\u0947\u0902 \u0907\u0928 \u0926\u094b\u0928\u094b\u0902 cards \u0915\u093e full comparison \u2013 \u0935\u094b \u092d\u0940 simple Hindi-English mix \u092e\u0947\u0902, \u091c\u0948\u0938\u093e \u0906\u092a Google \u092a\u0930 search \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>\u0906\u091c\u0915\u0932 \u0939\u0930 \u0915\u093f\u0938\u0940 \u0915\u0947 \u092a\u093e\u0938 debit card \u0924\u094b \u0939\u094b\u0924\u093e \u0939\u0940 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0935\u094b \u0938\u0940\u0927\u093e \u0906\u092a\u0915\u0947 bank account \u0938\u0947 linked \u0939\u094b\u0924\u093e \u0939\u0948 \u2013 \u091c\u0948\u0938\u0947 \u0939\u0940 \u0906\u092a swipe \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u0938\u0947 \u092a\u0948\u0938\u0947 \u0915\u091f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0939\u0940\u0902 credit card \u090f\u0915 \u0924\u0930\u0939 \u0915\u093e advance loan \u0939\u094b\u0924\u093e \u0939\u0948 \u2013 \u0906\u092a \u0916\u0930\u094d\u091a \u092a\u0939\u0932\u0947 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 payment \u092c\u093e\u0926 \u092e\u0947\u0902 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0935\u094b \u092d\u0940 interest-free period (\u091c\u0948\u0938\u0947 45 \u0926\u093f\u0928) \u0924\u0915\u0964 \u0905\u092c \u0938\u0935\u093e\u0932 \u0906\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u094c\u0928 \u0938\u093e card better \u0939\u0948 daily use, online shopping, travel bookings, EMI \u0914\u0930 credit score build \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f?<\/p>\n<p>&nbsp;<\/p>\n<p>\u0925\u094b\u0921\u093c\u093e spacing Google Ads \u0915\u0947 \u0932\u093f\u090f<\/p>\n<p>&nbsp;<\/p>\n<p>Debit Card simple \u0939\u094b\u0924\u093e \u0939\u0948 \u2013 \u0916\u0930\u094d\u091a control \u092e\u0947\u0902 \u0930\u0939\u0924\u093e \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0906\u092a\u0915\u0947 account \u092e\u0947\u0902 \u091c\u093f\u0924\u0928\u093e \u092a\u0948\u0938\u093e \u0939\u0948, \u0909\u0924\u0928\u093e \u0939\u0940 \u0916\u0930\u094d\u091a \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 Overdraft \u092f\u093e interest \u0915\u093e \u091d\u0902\u091d\u091f \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u0915\u0940 downside \u092f\u0947 \u0939\u0948 \u0915\u093f \u0907\u0938\u0938\u0947 credit score build \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e, rewards \u0915\u092e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 fraud \u0939\u094b\u0928\u0947 \u092a\u0930 \u092a\u0948\u0938\u0947 \u0924\u0941\u0930\u0902\u0924 \u0915\u091f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0915\u0940 recovery \u092e\u0947\u0902 \u091f\u093e\u0907\u092e \u0932\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>\u0935\u0939\u0940\u0902 Credit Card \u0915\u0908 benefits offer \u0915\u0930\u0924\u093e \u0939\u0948 \u2013 \u091c\u0948\u0938\u0947 cashback, reward points, airport lounge access, EMI option, international usage \u0914\u0930 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u092c\u093e\u0924 \u2013 \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u093e credit history \u0914\u0930 score \u092c\u0928\u0924\u093e \u0939\u0948 \u091c\u094b future \u092e\u0947\u0902 loan \u092f\u093e home finance \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u0915\u093e\u092e \u0906\u0924\u093e \u0939\u0948\u0964 \u0915\u0908 credit cards \u0905\u092c fuel surcharge waive \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, movie ticket discount \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 even dining offers \u092d\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u2013 \u091c\u094b debit card \u092e\u0947\u0902 \u0915\u092e \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>\u092b\u093f\u0930 \u0906\u0924\u093e \u0939\u0948 spending control \u0915\u093e \u092e\u0941\u0926\u094d\u0926\u093e \u2013 \u0905\u0917\u0930 \u0906\u092a disciplined \u0939\u0948\u0902, \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 full payment time \u0938\u0947 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b credit card \u092c\u0939\u0941\u0924 \u092b\u093e\u092f\u0926\u093e \u0926\u0947\u0917\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u0906\u092a \u0939\u0930 \u092c\u093e\u0930 \u0938\u093f\u0930\u094d\u092b minimum due pay \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e delay \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b 36%-42% \u0924\u0915 \u0915\u093e annual interest burden \u0906 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>\u0915\u0941\u091b \u0914\u0930 spacing ads \u0915\u0947 \u0932\u093f\u090f<\/p>\n<p>&nbsp;<\/p>\n<p>2025 \u092e\u0947\u0902 \u0915\u0908 top Indian banks \u0914\u0930 fintech companies \u091c\u0948\u0938\u0947 HDFC, Axis, SBI, ICICI, OneCard, Slice, Zolve \u0914\u0930 Jupiter \u0928\u0947 customized credit cards launch \u0915\u093f\u090f \u0939\u0948\u0902, \u091c\u093f\u0928\u092e\u0947\u0902 zero annual fee, no hidden charges \u0914\u0930 5% \u0924\u0915 cashback \u091c\u0948\u0938\u0947 offers \u092e\u093f\u0932\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u0939\u0940\u0902 debit cards \u092d\u0940 \u0905\u092c upgrade \u0939\u094b \u091a\u0941\u0915\u0947 \u0939\u0948\u0902 \u2013 \u091c\u0948\u0938\u0947 RuPay Platinum card \u091c\u094b insurance cover, POS cashback \u0914\u0930 international usage allow \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>Google \u092a\u0930 \u0915\u0908 \u0932\u094b\u0917 search \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u2013 \u201ccredit card lena chahiye ya nahi\u201d, \u201cdebit card me cashback milta hai kya\u201d, \u201ccredit card kaise banwaye bina income proof ke\u201d \u2013 \u0924\u094b \u0906\u092a\u0915\u094b \u092c\u0924\u093e \u0926\u0947\u0902 \u0915\u093f \u0905\u092c fintech apps \u091c\u0948\u0938\u0947 Slice, Uni Card, OneCard \u0914\u0930 Zolve \u0938\u093f\u0930\u094d\u092b PAN \u0914\u0930 Aadhaar \u0938\u0947 virtual card issue \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u094b\u0908 salary proof \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>\u0925\u094b\u0921\u093c\u093e \u0914\u0930 spacing<\/p>\n<p>&nbsp;<\/p>\n<p>Conclusion: \u0905\u0917\u0930 \u0906\u092a responsible spender \u0939\u0948\u0902, timely bill pay \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 rewards \u0915\u093e \u092b\u0941\u0932 \u092b\u093e\u092f\u0926\u093e \u0909\u0920\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b credit card \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u091c\u093c\u0930\u0942\u0930 \u092c\u0947\u0939\u0924\u0930 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u0906\u092a \u0916\u0930\u094d\u091a \u092a\u0930 control \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, overspending \u0938\u0947 \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b debit card safe option \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 2025 \u092e\u0947\u0902 smart users \u0926\u094b\u0928\u094b\u0902 \u0915\u093e balance \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902 \u2013 daily kharche debit card \u0938\u0947 \u0914\u0930 travel, big shopping \u092f\u093e EMI \u0915\u0947 \u0932\u093f\u090f credit card\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>\u0924\u094b \u0905\u0917\u0932\u0940 \u092c\u093e\u0930 \u091c\u092c \u0906\u092a \u0938\u094b\u091a\u0947\u0902 \u2013 \u201ccredit card use karna safe hai?\u201d, \u201cdebit card se EMI kaise chalayen?\u201d \u092f\u093e \u201cbest cashback card kaunsa hai?\u201d, \u0924\u094b \u092f\u093e\u0926 \u0930\u0916\u0947\u0902 \u2013 \u0938\u0939\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0947 \u0939\u0940 \u0938\u0939\u0940 decision \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>Keywords: Credit Card vs Debit Card 2025, Best card for EMI India, Cashback card, Credit card benefits in Hindi, Debit card fraud risk, Best student card India, S<\/p>\n<p>lice vs OneCard vs Zolve.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit Card vs Debit Card \u2013 \u092a\u0948\u0938\u093e \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u0939\u0940 \u0924\u0930\u0940\u0915\u093e \u0915\u094d\u092f\u093e \u0939\u0948 2025 \u092e\u0947\u0902 &nbsp; \u0905\u0917\u0930 \u0906\u092a \u092d\u0940&hellip;<\/p>\n","protected":false},"author":1,"featured_media":31850,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[59],"tags":[],"class_list":["post-31849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bharat"],"author_meta":{"display_name":"THE GREAT NEWS","author_link":"https:\/\/www.thegreatnews.in\/about"},"featured_img":"https:\/\/www.thegreatnews.in\/\/wp-content\/uploads\/2025\/07\/difference-between-debit-card-and-credit-card-in-hindi-2-300x141.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.thegreatnews.in\/?cat=59\" class=\"advgb-post-tax-term\">\u092d\u093e\u0930\u0924<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">\u092d\u093e\u0930\u0924<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on July 22, 2025","modified":"Updated on July 22, 2025"},"absolute_dates_time":{"created":"Posted on July 22, 2025 1:42 am","modified":"Updated on July 22, 2025 1:42 am"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/31849","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31849"}],"version-history":[{"count":1,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/31849\/revisions"}],"predecessor-version":[{"id":31851,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/31849\/revisions\/31851"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/media\/31850"}],"wp:attachment":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31849"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31849"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}