{"id":32980,"date":"2025-07-30T01:24:37","date_gmt":"2025-07-29T19:54:37","guid":{"rendered":"https:\/\/www.thegreatnews.in\/?p=32980"},"modified":"2025-07-30T01:24:38","modified_gmt":"2025-07-29T19:54:38","slug":"how-to-make-credit-score-quickly-in-america-2025-guides-for-indians","status":"publish","type":"post","link":"https:\/\/www.thegreatnews.in\/?p=32980","title":{"rendered":"\u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0930\u0939\u0915\u0930 \u091c\u0932\u094d\u0926\u0940 \u0938\u0947 Credit Score \u0915\u0948\u0938\u0947 \u092c\u0928\u093e\u090f\u0902? \u092d\u093e\u0930\u0924\u0940\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f 2025 \u0917\u093e\u0907\u0921"},"content":{"rendered":"<p><strong>\u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0930\u0939\u0915\u0930 \u091c\u0932\u094d\u0926\u0940 \u0938\u0947 Credit Score \u0915\u0948\u0938\u0947 \u092c\u0928\u093e\u090f\u0902? \u092d\u093e\u0930\u0924\u0940\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f 2025 \u0917\u093e\u0907\u0921<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u0905\u0917\u0930 \u0906\u092a \u090f\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u0939\u0948\u0902 \u0914\u0930 USA \u092e\u0947\u0902 \u0928\u090f-\u0928\u090f \u0936\u093f\u092b\u094d\u091f \u0939\u0941\u090f \u0939\u0948\u0902, \u0924\u094b \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0940 \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948 \u090f\u0915 \u0905\u091a\u094d\u091b\u093e Credit Score \u092c\u0928\u093e\u0928\u093e\u0964 \u092c\u093f\u0928\u093e credit history \u0915\u0947, \u0906\u092a\u0915\u094b USA \u092e\u0947\u0902 credit card, apartment lease, auto loan, \u092f\u093e mortgage \u092e\u093f\u0932\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 credit score \u0906\u092a\u0915\u0940 financial credibility \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948, \u0914\u0930 \u092f\u0947 \u0938\u094d\u0915\u094b\u0930 \u091c\u093f\u0924\u0928\u093e \u091c\u094d\u092f\u093e\u0926\u093e, \u0909\u0924\u0928\u093e \u0906\u0938\u093e\u0928 \u0939\u094b\u0924\u093e \u0939\u0948 \u0906\u092a\u0915\u094b \u0915\u092e interest rate \u092a\u0930 loan \u092f\u093e EMI-based products \u092e\u093f\u0932\u0928\u093e\u0964 \u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0939\u092e \u092c\u0924\u093e\u090f\u0902\u0917\u0947 \u0915\u093f \u090f\u0915 Indian immigrant USA \u092e\u0947\u0902 \u0930\u0939\u0915\u0930 \u091c\u0932\u094d\u0926\u0940 \u0914\u0930 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0924\u0930\u0940\u0915\u094b\u0902 \u0938\u0947 credit score \u0915\u0948\u0938\u0947 \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u0935\u094b \u092d\u0940 2025 \u0915\u0947 \u0928\u090f \u092c\u0926\u0932\u093e\u0935\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930<\/p>\n<p>Credit Score \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0914\u0930 USA \u092e\u0947\u0902 \u092f\u0939 \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948?<\/p>\n<p>&nbsp;<\/p>\n<p>USA \u092e\u0947\u0902 credit score \u090f\u0915 3-digit number \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u094b \u0906\u092a\u0915\u0940 payment history, credit usage, account mix, \u0914\u0930 credit history \u0915\u0940 length \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092c\u0928\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0938\u094d\u0915\u094b\u0930 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 300 \u0938\u0947 850 \u0915\u0947 \u092c\u0940\u091a \u0939\u094b\u0924\u093e \u0939\u0948:<\/p>\n<p>&nbsp;<\/p>\n<p>750+ = Excellent<\/p>\n<p>&nbsp;<\/p>\n<p>700\u2013749 = Good<\/p>\n<p>&nbsp;<\/p>\n<p>650\u2013699 = Fair<\/p>\n<p>&nbsp;<\/p>\n<p>600\u2013649 = Poor<\/p>\n<p>&nbsp;<\/p>\n<p>Below 600 = Very Poor<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Credit Score USA \u092e\u0947\u0902 \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0924\u0940\u0928 bureaus \u0926\u094d\u0935\u093e\u0930\u093e \u091f\u094d\u0930\u0948\u0915 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948: Experian, TransUnion, \u0914\u0930 Equifax\u0964 \u0907\u0928\u094d\u0939\u0940\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0906\u092a\u0915\u093e FICO\u00ae Score \u0914\u0930 VantageScore \u092c\u0928\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>USA \u092e\u0947\u0902 \u0928\u0908 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 Indian \u0915\u0947 \u0932\u093f\u090f Credit Score \u092c\u0928\u093e\u0928\u093e \u0915\u094d\u092f\u094b\u0902 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948?<\/p>\n<p>&nbsp;<\/p>\n<p>Credit Card \u092e\u093f\u0932\u0928\u0947 \u092e\u0947\u0902 \u0906\u0938\u093e\u0928\u0940<\/p>\n<p>&nbsp;<\/p>\n<p>\u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092a\u0930 Auto Loan \u092f\u093e Personal Loan<\/p>\n<p>&nbsp;<\/p>\n<p>Apartment \u092f\u093e home rental approval<\/p>\n<p>&nbsp;<\/p>\n<p>Employment verification (\u0915\u0941\u091b industries \u092e\u0947\u0902)<\/p>\n<p>&nbsp;<\/p>\n<p>Mobile phone \u092f\u093e utility connections \u092c\u093f\u0928\u093e deposit \u0915\u0947<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Step-by-Step \u0917\u093e\u0907\u0921: Fast Credit Score \u0915\u0948\u0938\u0947 \u092c\u0928\u093e\u090f\u0902 (2025 Edition)<\/p>\n<p>&nbsp;<\/p>\n<p>1. ITIN \u092f\u093e SSN \u092c\u0928\u0935\u093e\u090f\u0902:<\/p>\n<p>\u0905\u0917\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 SSN (Social Security Number) \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b IRS \u0938\u0947 ITIN (Individual Taxpayer Identification Number) \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0947\u0902\u0964 \u092c\u093f\u0928\u093e SSN \u0915\u0947 \u091c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 lenders credit history \u091f\u094d\u0930\u0948\u0915 \u0928\u0939\u0940\u0902 \u0915\u0930 \u092a\u093e\u0924\u0947\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>2. Secured Credit Card \u0932\u0947\u0902:<\/p>\n<p>New immigrants \u0915\u0947 \u0932\u093f\u090f Secured Credit Card \u0938\u092c\u0938\u0947 \u0906\u0938\u093e\u0928 \u0911\u092a\u094d\u0936\u0928 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u090f\u0915 refundable deposit \u0926\u0947\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 (\u20b920,000 \u0938\u0947 \u20b940,000 \u0915\u0947 \u092c\u0930\u093e\u092c\u0930)\u0964 \u0907\u0938\u0915\u0947 \u0928\u093f\u092f\u092e\u093f\u0924 \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u091f\u093e\u0907\u092e \u092a\u0930 \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0947 credit score \u092c\u0922\u093c\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>Top Secured Cards 2025:<\/p>\n<p>&nbsp;<\/p>\n<p>Discover It\u00ae Secured<\/p>\n<p>&nbsp;<\/p>\n<p>Capital One Platinum Secured<\/p>\n<p>&nbsp;<\/p>\n<p>Chime Credit Builder Card (no credit check)<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>3. Credit Builder Loans \u0932\u0947\u0902:<\/p>\n<p>\u0915\u0941\u091b US Fintech apps \u0914\u0930 credit unions, \u091c\u0948\u0938\u0947 \u0915\u093f Self, Kikoff \u0914\u0930 SeedFi, credit builder loans \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u092e\u0947\u0902 \u0906\u092a monthly installment \u092d\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b savings account \u092e\u0947\u0902 \u091c\u093e\u0924\u093e \u0939\u0948, \u0914\u0930 \u0907\u0938\u0947 report \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 bureaus<\/p>\n<p>\u0915\u094b\u0964<\/p>\n<p>&nbsp;<\/p>\n<p>4. Rent \u0914\u0930 Utility Payments \u0915\u094b Report \u0915\u0930\u0947\u0902:<\/p>\n<p>2025<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0930\u0939\u0915\u0930 \u091c\u0932\u094d\u0926\u0940 \u0938\u0947 Credit Score \u0915\u0948\u0938\u0947 \u092c\u0928\u093e\u090f\u0902? \u092d\u093e\u0930\u0924\u0940\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f 2025 \u0917\u093e\u0907\u0921 &nbsp; \u0905\u0917\u0930 \u0906\u092a \u090f\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u0939\u0948\u0902&hellip;<\/p>\n","protected":false},"author":1,"featured_media":32981,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[59],"tags":[],"class_list":["post-32980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bharat"],"author_meta":{"display_name":"THE GREAT NEWS","author_link":"https:\/\/www.thegreatnews.in\/about"},"featured_img":"https:\/\/www.thegreatnews.in\/\/wp-content\/uploads\/2025\/07\/Credit-Score-300x225.webp","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.thegreatnews.in\/?cat=59\" class=\"advgb-post-tax-term\">\u092d\u093e\u0930\u0924<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">\u092d\u093e\u0930\u0924<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on July 30, 2025","modified":"Updated on July 30, 2025"},"absolute_dates_time":{"created":"Posted on July 30, 2025 1:24 am","modified":"Updated on July 30, 2025 1:24 am"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/32980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32980"}],"version-history":[{"count":1,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/32980\/revisions"}],"predecessor-version":[{"id":32982,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/posts\/32980\/revisions\/32982"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=\/wp\/v2\/media\/32981"}],"wp:attachment":[{"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thegreatnews.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}