India Se US Stock Market Mein Paisa Kaise Lagayein? 2025 Mein Amazon, Apple Jaise Shares Kaise Kharidein Ghar Baithe
Aajkal har dusra banda Google par search kar raha hai – “India se US stocks kaise kharidein?”, “US stock market mein invest kaise karein from India?”, “Apple, Tesla, Google jaise shares kaise lein India se?” – aur aap bhi agar isi confusion mein ho toh yeh news aapके लिए ekdum sahi hai. Pehle foreign stocks mein invest करना sirf bade logon ke बस की बात मानी जाती थी, लेकिन ab 2025 में technology aur regulation ne sab kuch आसान बना दिया है. Aap ghar baithe sirf apne mobile ya laptop se US ki badi companies mein invest kar सकते हो jaise Apple, Amazon, Microsoft, Meta (Facebook), Google (Alphabet), Tesla, aur Netflix – aur yeh process 100% legal aur RBI approved hai.
Sabse pehle aapko ek trusted Indian platform choose करना होगा jo US stock investing allow karta ho. 2025 ke top apps hain: Vested, INDmoney, Groww (with Vested), Winvesta, Stockal, aur Cube Wealth. In sabhi platforms par aapko account banाना होता है, KYC process complete करनी होती है jisme PAN card, Aadhar card aur address proof lagta hai. KYC ke baad aapka US stock trading account open हो जाता है within 1-2 din.
Ab aata hai fund transfer ka step. India se USA paise bhejne ke लिए RBI ka LRS (Liberalised Remittance Scheme) ka rule hai – jiske तहत aap har financial year mein $250,000 tak remit kar सकते हो foreign investment ke लिए. In platforms par outward remittance ka option mil जाता है – aapko apne Indian bank (like HDFC, ICICI, SBI etc.) ke through form भरना होता है aur paisa directly US broker account mein चला जाता है. Paise पहुंचते ही aap shares kharid सकते हैं.
Achi baat ये है कि US stocks mein aap fractional shares bhi kharid सकते हो. Agar Apple ka ek share $200 ka hai aur aap sirf ₹1000 invest करना चाहते हो, toh aap 0.05 share bhi buy कर सकते हो – matlab chhoti capital se bhi bade global companies ka हिस्सा बन सकते हो. Aap ETFs bhi खरीद सकते हो jaise VOO (S&P 500), QQQ (Nasdaq 100) jo diversified aur safe होते हैं beginners के लिए.
US stock market ka timing hota hai shaam 7 baje se leke raat 1:30 tak (India time), lekin aap din में भी order place कर सकते हो jo scheduled रहता है. Returns ki बात करें तो US stocks historically long-term mein kaafi stable aur high return dete आए हैं, especially technology aur pharma sectors mein.
Taxation bhi important point hai – India mein agar aap US stock बेचते हो toh 24 months se कम time ke लिए hold करने पर short-term capital gains lageगा (your tax slab ke according), aur agar 24 months se ज्यादा time के लिए invest किया toh long-term capital gains tax lageगा @20% with indexation. Agar US companies dividend देती हैं toh uspe 25% TDS USA mein deduct होता है – lekin uska credit aapko India mein mil जाता है DTAA (Double Tax Avoidance Agreement) ke तहत.
Toh chaliye ek baar pura process simple words mein dekh lein:
Step 1: Vested, INDmoney, ya Groww jaise app par account banाओ
Step 2: PAN, Aadhar, bank details ke साथ KYC verify कराओ
Step 3: Fund transfer karo apne Indian bank se US broker account mein
Step 4: Apple, Tesla, Google jaise stocks ya ETFs buy करो
St
ep 5: Apna portfolio manage करो
